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Building to Last : Nurturing Excellence and Crafting Future African Leaders at UBA.
Some moments resonate as profoundly remarkable in life, where dreams are born from humble beginnings and transformed into extraordinary realities.As I stood before 700 UBA graduate trainees, drawn from across Africa, I thought of the long journey that brought me to where I am today. A journey that began with the same vigour, dedication, and hope that I saw in these young Lions and Lionesses.I had the privilege of having my one-on-one induction session with UBA’s new graduate trainees on Tuesday. I love these sessions, as I eagerly anticipate interacting with the brilliant minds, that become part of our UBA-Tribe.I, too, started my career as a trainee many years ago, equipped with little more than ambition, a thirst for knowledge, and an unwavering commitment to excellence. I walked that same path as these bright minds, who have now become part of Africa’s Global Bank. Countless challenges and triumphs have marked the way from that moment to this day, each contributing to the story that brought us together.In these sessions, I make it a point to share fragments of my journey, detailing my processes, highlighting my triumphs, and even discussing my lowest moments.This practice isn’t just a personal reflection; it’s a conscious effort to ensure everyone can learn from the dedication and hard work that has marked my career. Through these personal stories, bonds are forged, and lessons are imparted.This ethos of transparency and shared learning is central to my approach and symbolic of the values that drive UBA’s success. As an institution, every stage of one’s career should be marked by growth, mentorship, and the continuous pursuit of excellence.This same excellence has driven me throughout my career – a vision of creating a bank for all, a bank for Africa and an environment where talent is nurtured, dreams are realized, and excellence is celebrated. It is a vision that has inspired me to create a world class trainee programme, that will nurture future leaders, who mirror the passion and dedication I demonstrated as a trainee myself.But beyond nurturing future leaders, the UBA GMAP – our bespoke graduate trainee programme, is making significant strides in addressing critical societal issues.The experience reinforced to me the criticality of institution building. In front of me were a generation of new leaders. UBA has created a six-month programme, identifying the best and brightest young men and women from across Africa. We have invested in and equipped our youth. We have done well and done good.Our example illustrates why my management strategy and philosophy also address our common African future.Addressing the issue of unemployment through Job CreationThe UBA Graduate Trinee Programme goes beyond its primary goal of nurturing future leaders; it also plays a vital role in addressing the pervasive curse of unemployment across the African continent.Youth unemployment remains a significant challenge, and UBA actively contributes to the solution. The Group is creating real, tangible jobs for young Africans by providing opportunities through this programme. These jobs not only benefit the individuals involved, but also positively impact our immediate environment and stimulate the economic growth of our continent’s economy.Creating opportunities for and Investing in Young AfricansUBA’s commitment to developing and empowering young talent is a response to the pressing need for opportunities on our continent. GMAP is designed to identify and nurture the potential of young Africans, giving them access to training, mentorship, and real-world experiences essential for their personal and professional growth. It is building to last.By investing in these young minds, UBA is shaping the banking industry’s future and offering hope and prospects to a generation of African youth eager to contribute to their communities and the broader society.UBA-A Bank For All AgesThe UBA GMAP is compelling evidence that UBA is for all; we are a dynamic and forward-thinking institution dedicated to youth development, which is an integral part of our identity as Africa’s Global Bank.By investing in the younger generation, we continue to affirm that we are leaders and role models in fostering innovation, diversity, and inclusivity in the financial sector.I am filled with pride in the UBA Executive Management team and gratitude as I witness this dream of a world-class trainee programme come to life.
A programme that represents the culmination of years of hard work, determination, and unwavering belief in the potential of our future leaders. A total of 107,310 young Africans applied for the programme. After a rigorous selection process, we shortlisted to 47,639. The banking school kicked off with 775 trainee and we successfully graduated 666 young Africans eager to conquer.This programme is a testament to the incredible journey that each graduating member will embark upon – a journey of growth, learning, and transformation.To the new members of the UBA Tribe, your journey, much like mine, will be filled with moments of challenge and triumph, and each experience will contribute to your growth.
Embrace these opportunities as stepping stones toward your extraordinary reality.Embark on this journey with both eyes open to the opportunities and challenges ahead and the understanding that we are here to support and empower you every step, just as I have been fortunate to have mentors who shaped my path.Your dedication, hard work, and pursuit of excellence will shape your future and the future of UBA and the financial industry.Welcome to the beginning of your remarkable journey.
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ZENITH BANK TO LAUNCH MAIDEN GIRL-CHILD EMPOWERMENT PROGRAMME
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Zenith Bank Plc is set to launch the maiden edition of its Girl-Child Empowerment Programme, an initiative aimed at inspiring young girls to dream boldly, develop the skills and confidence to pursue their aspirations, and prepare for meaningful opportunities in the future.
The event, themed “Banking On Her Tomorrow,” is the brainchild of the Bank’s Group Managing Director/Chief Executive Officer, Dame Dr. Adaora Umeoji, OON, the first female GMD/CEO in Zenith Bank’s history and a strong advocate for girl-child education and empowerment. The event will be held virtually on Monday, October 12, 2026, at 11:00 a.m., a day after the International Day of the Girl Child, observed globally on October 11.
The programme, which will feature an impressive lineup of distinguished experts in various fields, seeks to provide girls with the inspiration, knowledge and practical perspectives needed to navigate their education and careers, while exposing them to opportunities in skills development, mentorship and leadership. As an annual platform, it will encourage girls to recognise their potential, broaden their aspirations and equip themselves to make informed choices about their future.
The initiative builds on Zenith Bank’s longstanding commitment to women and girls, demonstrated through programmes and platforms including the Bank’s annual International Women’s Day Seminar, its sole sponsorship of the Zenith Women’s Basketball League, the Women of Honour Awards in partnership with the Ford Foundation, and the Pad-a-Queen Initiative. These complement the Bank’s women-focused financial solutions, including the Z-Woman initiative, an empowerment programme that supports women-owned and women-led businesses through specialised funding, capacity building and networking. Together, these initiatives reflect the Bank’s broader commitment to supporting women and girls at different stages of their lives, and to contributing meaningfully to national development.
This maiden edition is open to all, with girls, parents, educators and other members of the public invited to participate. Interested participants can register via the link below. Those unable to join via Zoom can follow the live stream on Zenith Bank’s social media platforms.
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GTCO Plc Releases 2026 Half Year Audited Results …….. Reports Profit Before Tax of ₦603.03billion,Pays Interim Dividend of ₦1
Guaranty Trust Holding Company Plc (“GTCO” or the “Group”) has released its Audited Consolidated and Separate Financial Statements for the period ended June 30, 2026, to the Nigerian Exchange Group (NGX) and London Stock Exchange (LSE).
The Group posted a profit before tax of ₦603.03 billion, driven by strong performance recorded on the interest and trading income lines, which grew y-o-y by 7.5% and 24.7%, respectively. The strong earningsrecorded was moderated by a ₦46.2 billion fair value loss recognized in H1–2026, limiting y-o-y growth in PBT to 0.4%.
The Group grew across its asset lines, reinforcing a balance sheet that is well structured, liquid and diversified. This growth was recorded in each jurisdiction where we operate a banking franchise, and across our Payments, Pension and Funds Management businesses.”
Group’s Total assets and shareholders’ funds closed at ₦18.6trillion and ₦3.3trillion, respectively. Capital Adequacy Ratio (CAR) remained very strong, closing at 34.9% (Bank 29.2%), and asset quality improved as evidenced by IFRS 9 Stage 3 Loans which closed at 3.5% and 4.6% % at both Bank and Group Level in H1-2026 (Bank -3.4%, Group 5.0% in FY-2025). Cost of Risk (COR) improved to 0.6% from 2.2% during the same period.
The Group’s Loan book (net) grew marginally by 0.5% from ₦3.13trillion as of December 2025 to ₦3.15trillion in June 2026, converse for improved performance on Deposit liabilities which grew by 10.3% from ₦12.87trillion to ₦14.19trillion during the same period.
Commenting on the results, the Group Chief Executive Officer of Guaranty Trust Holding Company Plc (GTCO Plc), Mr. Segun Agbaje, said; “Our half year results speak to the strength of what we have built: a resilient franchise, a strong balance sheet and a business that no longer depends on banking alone. Fair value movements weighed on reported earnings, but the core business held firm. Interest and trading income grew, deposits strengthened, and asset quality improved at Group level. The priority now is to execute with discipline and grow responsibly. Digital is our lever for scaling across Banking, Payments, Pension and Funds Management, and for building a more diversified and resilient financial services group.”
Overall, the Group continues to post one of the best metrics in the Nigerian Financial Services Industry in terms of key financial ratios i.e., Pre-Tax Return on Equity (ROAE) of 35.9%, Pre-Tax Return on Assets (ROAA) of 6.6%, Capital Adequacy Ratio (CAR) of 34.9% (Bank: 29.2%) and Cost to Income ratio of 31.5%.
GTCO Plc is a leading financial services group with operations across Africa and the United Kingdom. Renowned for its strong corporate governance, innovative financial solutions, and customer-centric approach, the Group provides a wide range of banking and non-banking services including payments, funds management, and pension fund administration. The Group is committed to delivering long-term value to stakeholders while driving growth and development across its markets
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ROAD TO THE CROWN: ZENITH BANK/NBBF WOMEN’S BASKETBALL LEAGUE FINAL 8 SET FOR LAGOS
The road to the 2026 Zenith Bank NBBF Women’s Basketball League title reaches its defining stage as the nation’s top eight teams converge on the Indoor Sports Hall of the National Stadium, Surulere, Lagos, from September 28 to October 3, 2026, for the highly anticipated national Finals.
Emerging from fiercely contested Atlantic and Savannah Conference campaigns, Nigeria Customs, AS Sky Queens, Titans, Air Warriors, MFM, First Bank, Victoria Queens,and Bayelsa Blue Whales have earned their place in the final battle for national honours.
And there is plenty to look forward to.
Last year’s champions, Dolphins Basketball Club, who lifted the trophy after defeating First Bank in the final, will not be in the mix this year after failing to make the top 4 of the Atlantic Conference, leaving the title firmly up for grabs and setting the stage for a new champion to emerge.
But the trophy will be contested by teams with plenty of championship pedigree.
First Bank, last year’s finalist and the most successful team in the history of the competition, arrives with a record nine league titles, while MFM will be looking to draw on its recent dominance after winning back-to-back championships in 2023 and 2024. With both sides among the Final 8, history, experience and ambition will collide as the battle for the crown unfolds.
It is a level of competition that reflects the growth of a league that has, for more than two decades, provided a platform for Nigeria’s best female basketball talents to emerge, compete and develop. At the heart of that journey has been Zenith Bank, the sole sponsor of the National Women’s Basketball League since 2005.
Through its partnership with the Nigeria Basketball Federation (NBBF), Zenith Bank has consistently supported the development of women’s basketball, helping to provide and sustain a competitive platform where talents can be discovered, nurtured and prepared for the highest levels of the sport.
The league has also served as an important pathway to theNational Women Basketball team, D’Tigress, with several players who have featured prominently for Nigeria emerging from the domestic competition. Beyond the national team, the league continues to contribute to youth development by giving young female athletes the opportunity to build confidence, skill, discipline, teamwork and professional sporting careers.
Now, the spotlight turns to Lagos. Which team will grab theopportunity to write a new chapter in the history of Nigerian women’s basketball?
Eight teams. One destination. One crown.
For Zenith Bank, the sponsorship of the Women’s Basketball League represents more than support for a sporting competition. It reflects the Bank’s broader commitment to creating platforms that provide opportunities, develop potential and make a meaningful difference in the lives of young Nigerians.
This commitment extends across several areas of community development, with notable initiatives including:
Through these initiatives and its longstanding support for women’s basketball, Zenith Bank continues to demonstrate that its commitment to society goes beyond banking, with a focus on creating opportunities and contributing to the development of communities and the next generation.
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