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CITATION OF DR. DANIEL KOLAWOLE OLUKOYA, GENERAL OVERSEER (MFM WORLDWIDE)

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MOUNTAIN OF FIRE AND MIRACLES MINISTRIES
International Headquarters, Lagos CITATION OF DR. DANIEL KOLAWOLE OLUKOYA, GENERAL OVERSEER (MFM WORLDWIDE)Dr.Daniel Kolawole Olukoya was born over 60 years ago to Mr. and Mrs.Amos Olukoya, a retired police officer and a petty trader respectively. He attended Methodist Boys High School, Lagos, where he finished with Grade One distinction and was the best student of his set.In his quest for higher education, he proceeded to the prestigious University of Lagos (UNILAG) where he studied Micro-Biology and bagged a first class degree honours, the first from the science Department since the University was established in 1962.After about two years of teaching and subsequent employment as a Research Assistant in the Nigeria Institute of Medical Research (NIMR), Yaba, Lagos, Dr. Olukoya travelled to the United Kingdom under the Commonwealth scholarship to the University of Reading, where he obtained PhD in Molecular Genetics. It is worth pointing out that DrOlukoya finished his Ph.D. degree in record time, in spite of the difficulty of the subject and was the first Nigerian to obtain a Ph.D. in the subject area.Dr. Olukoya is the first scientist to establish an indigenous laboratory of Molecular Biology and Biotechnology in Nigeriaand the first to clone genes. He has also supervised over 30 Ph.D. students, most of whom are presently doing well in their chosen fields.One important contribution to Biotechnology and Health delivery made by Dr. Olukoya was the invention of a new type of ogi (pap) named DOGIK, a weaning food that can control diarrhoea and also contains improved nutritional qualities. As a researcher, he has over80scientific publications to his credit.On return to Nigeria after the completion of his Ph.D. programme, Dr. Olukoya continued to worship the Almighty God and was engaged in the delivering of seminars, preaching, singing among others, until God gave him the blue print and vision of the Mountain Of Fire and Miracles Ministries, which took off with 24 people in his sitting room in Yaba, Lagos in October 1989. Since the establishment of this church by God through Dr. D.K.Olukoya, MFM has experienced significant demographic spread. The Church has thousands of branches spread across Africa, Asia, Europe, a huge percentage are also located in the United states, the United Kingdom and Ireland. In its two decades of existence, MFM, which is noted for its unique and powerful prayer style, has enveloped the nation like a colossus and the church’s headquarters is the largest single congregation in Africa with attendance of over 120,000 in single meetings.The MFM is a Ministry devoted to the revival of apostolic signs, Holy Ghost- Fire- works, miracles and the unprecedented demonstration of the Power of God to deliver to the uttermost.Absolute holiness within and without, as a spiritual insecticide and prerequisite for heaven is taught openly.Anointed by God, Dr Olukoya is a prophet, evangelist, teacher and preacher of the Word of God. Apart from the scientific publications to his credit, Dr Olukoya has written over 250 spiritual books, most of which are best sellers. The outstanding being the PRAYER RAIN, a prayer manual which is being used by the Christian world, irrespective of the denomination they belong. This book has sold in millions of copies. Besides this, Dr. Olukoya has to his credit over 70 Christian songs he composed.Dr D.K.Olukoya started an annual football competition, known as the Dr. D.K.Olukoya international youth football event that brings together youths from MFM churches across Africa since 2007. Three players from the D.K.O competition, including the current assistant coach, Nduka Ugbade were part of the Golden Eaglets side that won the FIFA Under 17 world cup in 2013 in Doha, UAE. MFM represented Nigeria at the maiden edition of the Church World Cup in Goa – India in 2014 and thus became the best football playing church in the world.MFM gained promotion to play in the Nigeria Professional Football league in 2015, the first church in Nigeria to achieve that feat. MFM FC is the challenge cup champions in LagosHe Sponsors the annual Dr. D.K. Olukoya national u-18 Athletics championship in collaboration with the Athletics Federation of Nigeria, from where Commonwealth Gold medalist and long jump queen, Ese Brume was discovered in 2013.Sponsored commonwealth wrestling Gold medalist, Odunayo Adekuoroye to the commonwealth games in 2014 in Glasgow, Scotland. Both Odunayo and Brume represented Nigeria at the 2016 Olympics in Rio, BrazilMFM has produced players for all the Nigerian national football teams.Dr.Olukoya sponsors an annual Basketball and Table tennis eventsHe has passion for the youths and this explains the 70 points Agenda which motto is youthrepositioning.com.Dr. D.K.Olukoya initiated an award of excellence to first class students in various universities home and abroad.In August 21, 2003, the journey of realisation of noble vision of Mountain Top University was established. The mission of the University is to provide excellent facilities for the training of men and women in various academic, professional and vocational disciplines in an atmosphere that will enhance the simultaneous development of their spiritual, mental and physical facilities, in order to produce morally upright and academically sound graduates with specialised skills and value system, who will be independent and invariably self-employed.Dr D.K.Olukoya has received many awards such as; Special awards for excellence in Research and Administration (SAFERA 2012), a Fellow of the Institute of Administrators and Researchers of Nigeria. The Most Prominent General Overseer of the year 2013 award worldwide, The Best Administrative General Overseer award Washington DC 2013,Top great Africa Achievers leaders legacy awards South Africa 2013,Outstanding Christian leaders awardsetc.His life and that of his wife, Pastor Shade and their son Elijah Toluwani are living proofs that all power belongs to God.

OUR SCHOOL PROFILENikwhales Nursery and Primary School is a first-rate institution established in the year 2007, to help prepare children for the future both educationally and morally.Within the past 12 years, we have been able to nurture 5 sets of students for secondary Schools. Some of them are now in either Private secondary schools or Federal Government Colleges within and outside Lagos state.With highly-trained and experienced teachers, Nikwhales Schools is poised to take every child to the top of their career from the solid foundation we render.Established in 2007, Nikwhales Schools is situated in a serene environment in Ogba Estate, behind Excellence Hotel and AY Hotels, Ogba- Ikeja Nigeria.Nikwhales Schools boast of an atmosphere conducive enough for learning and development of every child.Our school has the following Departments: The Crèche, the Nursery and the Primary Classes which comprise of Years 1 to 6.Nikwhales Nursery and Primary School was established not only to impart knowledge to the growing child, but to offer qualitative training aimed at preparing them for a secure future and better challenges.It is noteworthy that the administrators of the school led by Mrs. O.O. Adeyemo and Suryeyor S.A. Adeyemo are themselves products of qualitative training from institutions that Nikwhales School is designed after. They are determined to give back to the society what they benefited from, and that is unadulterated education from the cradle.Our MissionTo provide quality early years education, that will bring out positive development in every child, creating a sense of responsibility to the society, with love and respect for one another.To keep alive the vision of Nikwhales Nursery and Primary School, the institution has in place a board of governors with dynamic men and women as members.The board of governor has as its chairman Surveyor Samson A. Adeyemo, an oil field Seismic Surveyor who holds a masters degree in Business Administration and is also a member of several organizations including Nigerian Institution of Surveyors, Nigeria German Business Association, Nigerian Asian Chamber of Commerce, Independent Petroleum Marketers Association of Nigeria and Vegetables Oil Producers Association of Nigeria.The Proprietress of the school is Mrs. Oyenike O. Adeyemo, An Educationist of high repute. She nurtured the vision of contributing her quota to the educational advancement of the Nigerian child. Mrs. Adeyemo who is widely travelled also holds a masters degree in Education.The Head teacher of the school, Mr. J.M. Johnson, is another well-seasoned educationist who is poised to bring his wealth of experience to yield positive results at Nikwhales Schools and in Nigeria as a whole.The teaching staff comprises of well-qualified and experienced teachers who are constantly updated themselves to be able to meet the future challenges in the teaching profession.The support staffs are hardworking and God-fearing.They all work together to lay a solid foundation for every pupil who passes through the four walls of Nikwhales Schools.

AKINYEOLUWA, OLUWATOYIN ELIZABETH MNIOBBLOCK Z6 FLAT 4, NEW ESTATE, COVENANT UNIVERSITY OTA,OGUN STATE NIGERIA07057142027oluwatoyin.akinyeoluwa@covenantuniversity.edu.ngBIODATAGENDER: FEMALEDATE OF BIRTH: 21TH JANUARY, 1971NATIONALITY: NIGERIANMARITAL STATUS: MARRIEDCAREER OBJECTIVETo provide distinct and quality service in a dynamic goal oriented and motivating working environment, to practice my profession with inbuilt potential positively and also contribute to the organization’s objectives where efficiency and quality are adequately rewarded.EDUCATIONUniversity of Lagos Akoka, Masters of Science (Construction Management) 2016University Of Lagos, Akoka, Bachelor of Science (Building) 1996Wesley Girls Secondary School, West African School Certificate 1988 Yaba Lagos Mount Camel Covenant School, First School Leaving Certificate 1983Ebute Metta Lagos. PROFESSIONAL QUALIFICATIONCORPORATE MEMBER OF NIGERIAN INSTITUTE OF BUILDING (NIOB) 2014CORPORATE MEMBER COUNCIL OF REGISTERED BUILDERS OF NIGERIA (CORBON) 2016 PROFESSIONAL CONFERENCES ATTENDEDNIOB ‘’Attended Annual/General Meeting/ConferenceTheme: Information Technology Innovation in Modern BuildingVenue: Sheraton Hotel Lagos, IkejaDate: Thursday 25th September, 2014NIOB ‘’44th Builders Conference/Annual General MeetingTheme: Construction Industry Development; Collaborations, Innovation & Capacity BuildingVenue: Bovina view Hotel Limited, Ilorin, Kwara StateDate: 11th-15th August, 2014NIOB ‘’Attended the Ikeja 2013 Builder’s Conference/Annual General MeetingTheme: Effect of Facility Management in Building Construction IndustryVenue: NECA HOUSE, plot 2A Hakeem Balogun Street, Central Business District, Alausa Ikeja, LagosDate: Tuesday 29th October, 2013NIOB ‘’Attended 2-day Mandatory National Professional WorkshopTheme: Building Production Management as a tool for Effective Housing DeliveryVenue: Lagos, Abuja, Owerri & ZariaDate: 9th & 10th May, 2013NIOB ‘’Attended the 42nd National Conference/Annual General MeetingTheme: Transformational Agenda & Building Production in NigeriaVenue: Nike Lake Resorts EnuguDate: 11th-15th July, 2012NIOB ‘’Attended the 2012 MCPDP for builders Theme: Improving the Core Practice Areas of Builders 111Venue: Lokoja, Ota, Umuahia and YolaDate: 29th May-1st June, 2012NIOB ‘’Attended the ‘’Ikeja 2008’’ Conference/Annual General MeetingTheme: The Place of Insurance in Building Control (Lagos State as a Case Study)Venue: Lagos Airport Hotel Limited, IkejaDate: 13th day of November, 2008NIOB “Attended the 41st Annual General Meeting/ConferenceTheme: Sourcing, Development and Utilization of Appropriate Building Materials for Sustainable EnvironmentVenue: Banquet Hall, Govt. House, Gombe StateDate: 6th-10th July, 2011TECHGRADE CONSULTINGTheme: Road Construction Specifications and Quality Control ProceduresVenue: Elephant Cement House, Ikeja, LagosDate: 18th-20th November, 2014BUILDERS VOCATIONAL TRAININGTheme: Bedrock for Nigerian Housing & Infrastructural DevelopmentVenue: Golden Tulip, FESTAC-Lagos-Hotel & Conference Centre, AmuwoDate: 26th-27th October, 2016 AWARDMEMBERSHIP AWARD Dec 2015Courtesy: The Nigeria Institute of Building (Abuja)EXCEPTIONAL SERVICE AWARD June 2016Courtesy: Covenant University Student Council (Ota)AWARD OF PRESTIGECourtesy: Nigeria Association of Building student (NAOBS) Sept 2016 (Unilag Akoka Lagos)PAPER PRESENTATIONFacility Management 2015Buildability of Construction Projects (University of Lagos) 2016Incentives and job satisfaction of builders in construction companies 2016WORK EXPERIENCE: COVENANT UNIVERSITY, DEPARTMENT OF PHYSICAL PLANNING DEVELOPMENT POSITION: HEAD, CIVIL WORKS April 2013 to datePlanning, organizing, manpower coordination and supervision of construction project from inception to handover stage including road and drainages in terms of renovation, refurbishment and other maintenance works.COVENANT UNIVERSITY, DEPARTMENT OF PHYSICAL PLANNING AND DEVELOPMENT POSITION: HEAD, BUILDING SERVICES April 2010-March 2013Initialization and general supervision of projects; construction, renovations, refurbishment and other necessary maintenance of building facilities, . COVENANT UNIVERSITY, DEPARTMENT OF PHYSICAL PLANNING AND DEVELOPMENT OTA, OGUN STATE: POSITION: MAINTENANCE ENGINEER. September 2003 to March 2010. Worked as a maintenance Engineer on the Covenant University Hostel facilities. COVENANT UNIVERSITY PROJECT (CUP) POSITION: PROJECT SUPERVISOR Jan 2003-August 2003 Worked as project supervisor on the following construction projects: Supervision of construction on Covenant University Chapel, Ota. Post graduate hall, Student halls of Residence Ota, Ogun State.AKINYEFA & PARTNERS LTD: POSITION: PROJECT MANAGER January 2001 to December 2002Worked as a project Manager on the following construction project:Refurbishment of a storey building containing, 4 blocks of flats converted to a duplex at Ogudu Lagos State.Construction of satellite dish bases for Telemobile Apapa, (8 Nos) at Warri (2 Nos) Port Harcourt 3Nos Abuja.Supervision of proposed development for Apostolic Church of Nigeria Coker Compound road, coker village, Lagos.Supervision of swimming pool construction for Opus-Dai organization Victoria Island, Lagos.CAPPA & D’ALDERTO: POSITION: PROJECT SUPERVISOR September 1998-Dec 2000Worked as a project supervisor on the following projects.Refurbishment of Okesuna yard at Lagos Island.Maintenance correspondence on Lagos State water corporation Ijora.Renovation of Cappa & D’alberto Head office at Cambell Street Lagos Island.LUDHOL ASSOCIATES: POSITION: SITE ENGINEER (NYSC) June 1997-June 1998Supervision of a four storey office block at No 385 Herbert Macaulay Road Yaba Lagos.CAPPA & D’ALBERTO (INDUSTRIAL TRAINING)POSITION: INDUSTRIAL ATTACHMENT June 1995-Dec1995Collation of site progress report and site progress photographs on lagos state water cooporation ijora.Worked in Quantity Survey or department on the construction of Lagos State water corporation head office at Ijora 7 Storey office block.HOBBIESSinging, praying and swimmingREFEREESEngr Yinka Adewuyi: PRINCIPAL PARTNER Dina Emms Partnership 7, Adewuyi Street, Opebi, Ikeja Tel: 01-7740292, 08034087847 Moris Fatterrelli (phD) PROJECT MANAGER Cappa & D’Alberto PLC 32 Cambell Street, Race Course Lagos, Island. Tel: 08022249450PROF K .T ODUSAMI DEPARTMENT OF BUILDING University of Lagos, Akoka Yaba Lagos 08023180822 [email protected]

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ZENITH BANK SET TO HOST 2026 INTERNATIONAL WOMEN’S DAY SEMINAR IN LAGOS

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Zenith Bank Plc will commemorate the 2026 International Women’s Day with a renewed call to purposeful action and leadership. As part of preparations to celebrate this significant occasion, the Bank is set to hold its annual International Women’s Day Seminar on Monday, March 9, 2026, at The Civic Centre, Victoria Island, Lagos.Aligned with the global theme ‘Give to Gain” which underscores the principle that sustainable progress is achieved when individuals and institutions invest intentionally in women, Zenith Bank’s 2026 IWD seminar is themed “Take It, You Own It.” The theme reflects the Bank’s belief that while institutions must give through enabling environments and equitable systems, women must also step forward to claim space, own their value, and lead with confidence. It is both an affirmation and a challenge: embrace opportunity, empower yourself and others, and take ownership of your growth journey.Building on the success of previous seminars, including the 2025 edition themed “Winning On All Fronts”, Zenith Bank’s 2026 programme is designed to deepen meaningful engagement around women’s empowerment, leadership, and sustainable impact. Over the years, the Bank’s International Women’s Day initiatives have brought together women leaders, professionals, entrepreneurs, and emerging talents for dynamic dialogue, inspiration, and shared learning around gender equity, professional growth, and inclusive opportunity.More than a commemorative gathering, the 2026 seminar is designed as a convergence of influence, insight, and inspiration, bringing together accomplished women and progressive leaders across business, governance, creative industries, technology, and social impact.Speaking ahead of the Seminar, the Group Managing Director/CEO, Dame Dr. Adaora Umeoji, OON, who will deliver the welcome address, said “The International Women’s Day is a reminder that progress requires intentionality. ‘Give to Gain’ speaks to the responsibility institutions have to create real opportunities, while our theme ‘Take It, You Own It’ challenges women to step forward boldly and lead. At Zenith Bank, we are deliberate about building environments where women are supported to grow, thrive, and shape outcomes, not only within our institution but across the communities and industries we serve.”The seminar will include segments focused on leadership insight, professional empowerment, wellbeing, and collaboration, offering attendees opportunities to engage deeply with thought leadership and practical strategies for advancing equity. With a carefully curated programme spanning keynote addresses, panel conversations, Q&A sessions, and creative interludes, Zenith Bank’s 2026 International Women’s Day Seminar promises to be a catalyst for meaningful action.Through its alignment with “Give to Gain” and its bold seminar theme, “Take It, You Own It,” Zenith Bank reaffirms its belief that when institutions give intentionally and women lead confidently, entire ecosystems rise. As conversations around inclusion continue to shape the future of business and society, the Bank remains resolute in its mission to foster platforms where women’s potential is recognised, amplified, and fully owned.

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Fidelity Bank Advances Financial Inclusion in Kebbi as Community Celebrates New Branch Launch

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L-R: District Head, Kyangakwai, Alhaji Suleiman Musa; Former Speaker, Kebbi State House of Assembly, Mr Isma’ila Abdulmumuni Kamba; District Head, Kamba (Sarkin Shikon Kamba), Mamuda Zarummai; Council Secretary, Dandi Local Government, Kebbi State, Alhaji Abdulkadir Muhammad; and Regional Bank Head, North-West Zone 2, Fidelity Bank Plc, Mr Muhammad Lawal-Ahijo; at the official commissioning of the new Fidelity Bank Plc branch in Kamba, Dandi Local Government Area, Kebbi State recently.

Residents of Kamba in Dandi Local Government Area of Kebbi State have welcomed the opening of a new branch of Fidelity Bank Plc, describing it as a major milestone that will ease long-standing financial and logistics challenges faced by farmers, small-scale traders and individuals in the community.

The Chairman of Dandi Local Government Council, Dr. Mansur Isah-Kamba, described the branch as a welcome relief after years of limited access to formal banking services. Represented by the Council Secretary, Alhaji Abdulkadir Muhammad, Isah-Kamba noted that residents – including over 83 traditional rulers on the local government payroll—previously travelled long distances to Birnin Kebbi for routine banking transactions.

“With the opening of this branch in our locality, the stress, cost and time associated with banking outside the community will be significantly reduced,” he said. He also commended Fidelity Bank for its foresight and commitment to supporting farmers and small and medium-scale enterprises (SMEs).

On his part, the Sarkin Shikon of Kamba, Alhaji Mahmoud Zarumai-Fana, described farming as the primary occupation in the area will help improve commercial activities.

“Our people are predominantly farmers. Access to financial services will help them improve productivity and livelihoods. Farmers need support such as pumping machines, fertilisers, and pesticides, and proximity to banking services will make it easier to save, access loans, and participate in agricultural intervention programmes,” he said.

Speaking at the official inauguration ceremony, Regional Bank Head, North‑West Region, Fidelity Bank Plc, Mr. Muhammad Lawal‑Ahijo, highlighted the bank’s commitment to expanding financial access and supporting economic growth across Nigeria.

“Our decision to establish this branch is rooted in our belief that every community deserves access to reliable financial services that enable people to grow, businesses to thrive, and local economies to prosper. Kamba is a thriving agricultural community, and the decision to open a branch here is a strategic investment in the future of its farmers, traders, and households. While the infrastructure is for the bank, this branch belongs to the community. We encourage residents to take ownership by fully utilising the services available.” Lawal-Ahijo said.

He further noted the bank’s overall dedication to empowering informal sector workers and small and medium-scale enterprises (SMEs), adding, “Our goal is to bring banking closer to the people and support farmers, SMEs and households with accessible financial services that drive sustainable growth.”

In his remarks, a member of the Kebbi State House of Assembly representing Dandi Constituency, Dr. Abubakar Suleiman-Fana, said the new branch marked a significant step toward strengthening financial inclusion in rural communities.

“This is a milestone for our constituency. Financial inclusion is critical to rural development, and farmers, traders, and youths must take advantage of this opportunity to grow their businesses and improve their economic well-being,” he said.

Residents also expressed delight about the impact the new branch will have on their daily lives. A petty trader, Mrs. Hassana Abubakar, said she previously had to close her shop whenever she travelled to Birnin Kebbi for banking transactions.

“Now I can do my banking here without losing a whole day’s business. This will help my shop grow,” she said.

The opening of the Fidelity Bank branch in Kamba underscores the bank’s ongoing commitment to advancing financial inclusion, supporting rural economies and empowering farmers and small businesses across Nigeria.

Ranked among the best banks in Nigeria, Fidelity Bank Plc is a full-fledged Commercial Deposit Money Bank serving over 10 million customers through digital banking channels, its 255 business offices in Nigeria and United Kingdom subsidiary, FidBank UK Limited.

The Bank is a recipient of multiple local and international Awards, including the 2024 Excellence in Digital Transformation & MSME Banking Award by BusinessDay Banks and Financial Institutions (BAFI) Awards; the 2024 Most Innovative Mobile Banking Application award for its Fidelity Mobile App by Global Business Outlook, and the 2024 Most Innovative Investment Banking Service Provider award by Global Brands Magazine.
Additionally, the Bank was recognized as the Best Bank for SMEs in Nigeria by the Euromoney Awards for Excellence and as the Export Financing Bank of the Year by the BusinessDay Banks and Financial Institutions (BAFI) Awards.

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GTBank Launches Quick Airtime Loan at 2.95%

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Guaranty Trust Bank Ltd (GTBank), the flagship banking franchise of GTCO Plc, Africa’s leading financial services group, today announced the launch of Quick Airtime Loan, an innovative digital solution that gives customers instant access to airtime when they run out of call credit and have limited funds in their bank accounts, ensuring customers can stay connected when it matters most.
In today’s always-on world, running out of airtime is more than a minor inconvenience. It can mean missed opportunities, disrupted plans, and lost connections, often at the very moment when funds are tight, and options are limited. Quick Airtime Loan was created to solve this problem, offering customers instant access to airtime on credit, directly from their bank. With Quick Airtime Loan, eligible GTBank customers can access from ₦100 and up to ₦10,000 by dialing 73790#. Available across all major mobile networks in Nigeria, the service will soon expand to include data loans, further strengthening its proposition as a reliable on-demand platform.
For years, the airtime credit market has been dominated by Telcos, where charges for this service are at 15%. GTBank is now changing the narrative by offering a customer-centric, bank-led digital alternative priced at 2.95%. Built on transparency, convenience and affordability, Quick Airtime Loan has the potential to broaden access to airtime, deliver meaningful cost savings for millions of Nigerians, and redefine how financial services show up in everyday life, not just in banking moments.
Commenting on the product launch, Miriam Olusanya, Managing Director of Guaranty Trust Bank Ltd, said: “Quick Airtime Loan reflects GTBank’s continued focus on delivering digital solutions that are relevant, accessible, and built around real customer needs. The solution underscores the power of a connected financial ecosystem, combining GTBank’s digital reach and lending expertise with the capabilities of HabariPay to deliver a smooth, end-to-end experience. By leveraging unique strengths across the Group, we are able to accelerate innovation, strengthen execution, and deliver a more integrated customer experience across all our service channels.”
Importantly, Quick Airtime Loan highlights GTCO’s evolution as a fully diversified financial services group. Leveraging HabariPay’s Squad, the solution reinforces the Group’s ecosystem proposition by bringing together banking, payment technology, and digital channels to deliver intuitive, one-stop experiences for customers.
With this new product launch, Guaranty Trust Bank is extending its legacy of pioneering digital-first solutions that have redefined customer access to financial services across the industry, building on the proven strength of its widely adopted QuickCredit offering and the convenience of the Bank’s iconic *737# USSD Banking platform.

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