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CITATION OF DR. DANIEL KOLAWOLE OLUKOYA, GENERAL OVERSEER (MFM WORLDWIDE)
MOUNTAIN OF FIRE AND MIRACLES MINISTRIES
International Headquarters, Lagos CITATION OF DR. DANIEL KOLAWOLE OLUKOYA, GENERAL OVERSEER (MFM WORLDWIDE)Dr.Daniel Kolawole Olukoya was born over 60 years ago to Mr. and Mrs.Amos Olukoya, a retired police officer and a petty trader respectively. He attended Methodist Boys High School, Lagos, where he finished with Grade One distinction and was the best student of his set.In his quest for higher education, he proceeded to the prestigious University of Lagos (UNILAG) where he studied Micro-Biology and bagged a first class degree honours, the first from the science Department since the University was established in 1962.After about two years of teaching and subsequent employment as a Research Assistant in the Nigeria Institute of Medical Research (NIMR), Yaba, Lagos, Dr. Olukoya travelled to the United Kingdom under the Commonwealth scholarship to the University of Reading, where he obtained PhD in Molecular Genetics. It is worth pointing out that DrOlukoya finished his Ph.D. degree in record time, in spite of the difficulty of the subject and was the first Nigerian to obtain a Ph.D. in the subject area.Dr. Olukoya is the first scientist to establish an indigenous laboratory of Molecular Biology and Biotechnology in Nigeriaand the first to clone genes. He has also supervised over 30 Ph.D. students, most of whom are presently doing well in their chosen fields.One important contribution to Biotechnology and Health delivery made by Dr. Olukoya was the invention of a new type of ogi (pap) named DOGIK, a weaning food that can control diarrhoea and also contains improved nutritional qualities. As a researcher, he has over80scientific publications to his credit.On return to Nigeria after the completion of his Ph.D. programme, Dr. Olukoya continued to worship the Almighty God and was engaged in the delivering of seminars, preaching, singing among others, until God gave him the blue print and vision of the Mountain Of Fire and Miracles Ministries, which took off with 24 people in his sitting room in Yaba, Lagos in October 1989. Since the establishment of this church by God through Dr. D.K.Olukoya, MFM has experienced significant demographic spread. The Church has thousands of branches spread across Africa, Asia, Europe, a huge percentage are also located in the United states, the United Kingdom and Ireland. In its two decades of existence, MFM, which is noted for its unique and powerful prayer style, has enveloped the nation like a colossus and the church’s headquarters is the largest single congregation in Africa with attendance of over 120,000 in single meetings.The MFM is a Ministry devoted to the revival of apostolic signs, Holy Ghost- Fire- works, miracles and the unprecedented demonstration of the Power of God to deliver to the uttermost.Absolute holiness within and without, as a spiritual insecticide and prerequisite for heaven is taught openly.Anointed by God, Dr Olukoya is a prophet, evangelist, teacher and preacher of the Word of God. Apart from the scientific publications to his credit, Dr Olukoya has written over 250 spiritual books, most of which are best sellers. The outstanding being the PRAYER RAIN, a prayer manual which is being used by the Christian world, irrespective of the denomination they belong. This book has sold in millions of copies. Besides this, Dr. Olukoya has to his credit over 70 Christian songs he composed.Dr D.K.Olukoya started an annual football competition, known as the Dr. D.K.Olukoya international youth football event that brings together youths from MFM churches across Africa since 2007. Three players from the D.K.O competition, including the current assistant coach, Nduka Ugbade were part of the Golden Eaglets side that won the FIFA Under 17 world cup in 2013 in Doha, UAE. MFM represented Nigeria at the maiden edition of the Church World Cup in Goa – India in 2014 and thus became the best football playing church in the world.MFM gained promotion to play in the Nigeria Professional Football league in 2015, the first church in Nigeria to achieve that feat. MFM FC is the challenge cup champions in LagosHe Sponsors the annual Dr. D.K. Olukoya national u-18 Athletics championship in collaboration with the Athletics Federation of Nigeria, from where Commonwealth Gold medalist and long jump queen, Ese Brume was discovered in 2013.Sponsored commonwealth wrestling Gold medalist, Odunayo Adekuoroye to the commonwealth games in 2014 in Glasgow, Scotland. Both Odunayo and Brume represented Nigeria at the 2016 Olympics in Rio, BrazilMFM has produced players for all the Nigerian national football teams.Dr.Olukoya sponsors an annual Basketball and Table tennis eventsHe has passion for the youths and this explains the 70 points Agenda which motto is youthrepositioning.com.Dr. D.K.Olukoya initiated an award of excellence to first class students in various universities home and abroad.In August 21, 2003, the journey of realisation of noble vision of Mountain Top University was established. The mission of the University is to provide excellent facilities for the training of men and women in various academic, professional and vocational disciplines in an atmosphere that will enhance the simultaneous development of their spiritual, mental and physical facilities, in order to produce morally upright and academically sound graduates with specialised skills and value system, who will be independent and invariably self-employed.Dr D.K.Olukoya has received many awards such as; Special awards for excellence in Research and Administration (SAFERA 2012), a Fellow of the Institute of Administrators and Researchers of Nigeria. The Most Prominent General Overseer of the year 2013 award worldwide, The Best Administrative General Overseer award Washington DC 2013,Top great Africa Achievers leaders legacy awards South Africa 2013,Outstanding Christian leaders awardsetc.His life and that of his wife, Pastor Shade and their son Elijah Toluwani are living proofs that all power belongs to God.
OUR SCHOOL PROFILENikwhales Nursery and Primary School is a first-rate institution established in the year 2007, to help prepare children for the future both educationally and morally.Within the past 12 years, we have been able to nurture 5 sets of students for secondary Schools. Some of them are now in either Private secondary schools or Federal Government Colleges within and outside Lagos state.With highly-trained and experienced teachers, Nikwhales Schools is poised to take every child to the top of their career from the solid foundation we render.Established in 2007, Nikwhales Schools is situated in a serene environment in Ogba Estate, behind Excellence Hotel and AY Hotels, Ogba- Ikeja Nigeria.Nikwhales Schools boast of an atmosphere conducive enough for learning and development of every child.Our school has the following Departments: The Crèche, the Nursery and the Primary Classes which comprise of Years 1 to 6.Nikwhales Nursery and Primary School was established not only to impart knowledge to the growing child, but to offer qualitative training aimed at preparing them for a secure future and better challenges.It is noteworthy that the administrators of the school led by Mrs. O.O. Adeyemo and Suryeyor S.A. Adeyemo are themselves products of qualitative training from institutions that Nikwhales School is designed after. They are determined to give back to the society what they benefited from, and that is unadulterated education from the cradle.Our MissionTo provide quality early years education, that will bring out positive development in every child, creating a sense of responsibility to the society, with love and respect for one another.To keep alive the vision of Nikwhales Nursery and Primary School, the institution has in place a board of governors with dynamic men and women as members.The board of governor has as its chairman Surveyor Samson A. Adeyemo, an oil field Seismic Surveyor who holds a masters degree in Business Administration and is also a member of several organizations including Nigerian Institution of Surveyors, Nigeria German Business Association, Nigerian Asian Chamber of Commerce, Independent Petroleum Marketers Association of Nigeria and Vegetables Oil Producers Association of Nigeria.The Proprietress of the school is Mrs. Oyenike O. Adeyemo, An Educationist of high repute. She nurtured the vision of contributing her quota to the educational advancement of the Nigerian child. Mrs. Adeyemo who is widely travelled also holds a masters degree in Education.The Head teacher of the school, Mr. J.M. Johnson, is another well-seasoned educationist who is poised to bring his wealth of experience to yield positive results at Nikwhales Schools and in Nigeria as a whole.The teaching staff comprises of well-qualified and experienced teachers who are constantly updated themselves to be able to meet the future challenges in the teaching profession.The support staffs are hardworking and God-fearing.They all work together to lay a solid foundation for every pupil who passes through the four walls of Nikwhales Schools.
AKINYEOLUWA, OLUWATOYIN ELIZABETH MNIOBBLOCK Z6 FLAT 4, NEW ESTATE, COVENANT UNIVERSITY OTA,OGUN STATE NIGERIA07057142027oluwatoyin.akinyeoluwa@covenantuniversity.edu.ngBIODATAGENDER: FEMALEDATE OF BIRTH: 21TH JANUARY, 1971NATIONALITY: NIGERIANMARITAL STATUS: MARRIEDCAREER OBJECTIVETo provide distinct and quality service in a dynamic goal oriented and motivating working environment, to practice my profession with inbuilt potential positively and also contribute to the organization’s objectives where efficiency and quality are adequately rewarded.EDUCATIONUniversity of Lagos Akoka, Masters of Science (Construction Management) 2016University Of Lagos, Akoka, Bachelor of Science (Building) 1996Wesley Girls Secondary School, West African School Certificate 1988 Yaba Lagos Mount Camel Covenant School, First School Leaving Certificate 1983Ebute Metta Lagos. PROFESSIONAL QUALIFICATIONCORPORATE MEMBER OF NIGERIAN INSTITUTE OF BUILDING (NIOB) 2014CORPORATE MEMBER COUNCIL OF REGISTERED BUILDERS OF NIGERIA (CORBON) 2016 PROFESSIONAL CONFERENCES ATTENDEDNIOB ‘’Attended Annual/General Meeting/ConferenceTheme: Information Technology Innovation in Modern BuildingVenue: Sheraton Hotel Lagos, IkejaDate: Thursday 25th September, 2014NIOB ‘’44th Builders Conference/Annual General MeetingTheme: Construction Industry Development; Collaborations, Innovation & Capacity BuildingVenue: Bovina view Hotel Limited, Ilorin, Kwara StateDate: 11th-15th August, 2014NIOB ‘’Attended the Ikeja 2013 Builder’s Conference/Annual General MeetingTheme: Effect of Facility Management in Building Construction IndustryVenue: NECA HOUSE, plot 2A Hakeem Balogun Street, Central Business District, Alausa Ikeja, LagosDate: Tuesday 29th October, 2013NIOB ‘’Attended 2-day Mandatory National Professional WorkshopTheme: Building Production Management as a tool for Effective Housing DeliveryVenue: Lagos, Abuja, Owerri & ZariaDate: 9th & 10th May, 2013NIOB ‘’Attended the 42nd National Conference/Annual General MeetingTheme: Transformational Agenda & Building Production in NigeriaVenue: Nike Lake Resorts EnuguDate: 11th-15th July, 2012NIOB ‘’Attended the 2012 MCPDP for builders Theme: Improving the Core Practice Areas of Builders 111Venue: Lokoja, Ota, Umuahia and YolaDate: 29th May-1st June, 2012NIOB ‘’Attended the ‘’Ikeja 2008’’ Conference/Annual General MeetingTheme: The Place of Insurance in Building Control (Lagos State as a Case Study)Venue: Lagos Airport Hotel Limited, IkejaDate: 13th day of November, 2008NIOB “Attended the 41st Annual General Meeting/ConferenceTheme: Sourcing, Development and Utilization of Appropriate Building Materials for Sustainable EnvironmentVenue: Banquet Hall, Govt. House, Gombe StateDate: 6th-10th July, 2011TECHGRADE CONSULTINGTheme: Road Construction Specifications and Quality Control ProceduresVenue: Elephant Cement House, Ikeja, LagosDate: 18th-20th November, 2014BUILDERS VOCATIONAL TRAININGTheme: Bedrock for Nigerian Housing & Infrastructural DevelopmentVenue: Golden Tulip, FESTAC-Lagos-Hotel & Conference Centre, AmuwoDate: 26th-27th October, 2016 AWARDMEMBERSHIP AWARD Dec 2015Courtesy: The Nigeria Institute of Building (Abuja)EXCEPTIONAL SERVICE AWARD June 2016Courtesy: Covenant University Student Council (Ota)AWARD OF PRESTIGECourtesy: Nigeria Association of Building student (NAOBS) Sept 2016 (Unilag Akoka Lagos)PAPER PRESENTATIONFacility Management 2015Buildability of Construction Projects (University of Lagos) 2016Incentives and job satisfaction of builders in construction companies 2016WORK EXPERIENCE: COVENANT UNIVERSITY, DEPARTMENT OF PHYSICAL PLANNING DEVELOPMENT POSITION: HEAD, CIVIL WORKS April 2013 to datePlanning, organizing, manpower coordination and supervision of construction project from inception to handover stage including road and drainages in terms of renovation, refurbishment and other maintenance works.COVENANT UNIVERSITY, DEPARTMENT OF PHYSICAL PLANNING AND DEVELOPMENT POSITION: HEAD, BUILDING SERVICES April 2010-March 2013Initialization and general supervision of projects; construction, renovations, refurbishment and other necessary maintenance of building facilities, . COVENANT UNIVERSITY, DEPARTMENT OF PHYSICAL PLANNING AND DEVELOPMENT OTA, OGUN STATE: POSITION: MAINTENANCE ENGINEER. September 2003 to March 2010. Worked as a maintenance Engineer on the Covenant University Hostel facilities. COVENANT UNIVERSITY PROJECT (CUP) POSITION: PROJECT SUPERVISOR Jan 2003-August 2003 Worked as project supervisor on the following construction projects: Supervision of construction on Covenant University Chapel, Ota. Post graduate hall, Student halls of Residence Ota, Ogun State.AKINYEFA & PARTNERS LTD: POSITION: PROJECT MANAGER January 2001 to December 2002Worked as a project Manager on the following construction project:Refurbishment of a storey building containing, 4 blocks of flats converted to a duplex at Ogudu Lagos State.Construction of satellite dish bases for Telemobile Apapa, (8 Nos) at Warri (2 Nos) Port Harcourt 3Nos Abuja.Supervision of proposed development for Apostolic Church of Nigeria Coker Compound road, coker village, Lagos.Supervision of swimming pool construction for Opus-Dai organization Victoria Island, Lagos.CAPPA & D’ALDERTO: POSITION: PROJECT SUPERVISOR September 1998-Dec 2000Worked as a project supervisor on the following projects.Refurbishment of Okesuna yard at Lagos Island.Maintenance correspondence on Lagos State water corporation Ijora.Renovation of Cappa & D’alberto Head office at Cambell Street Lagos Island.LUDHOL ASSOCIATES: POSITION: SITE ENGINEER (NYSC) June 1997-June 1998Supervision of a four storey office block at No 385 Herbert Macaulay Road Yaba Lagos.CAPPA & D’ALBERTO (INDUSTRIAL TRAINING)POSITION: INDUSTRIAL ATTACHMENT June 1995-Dec1995Collation of site progress report and site progress photographs on lagos state water cooporation ijora.Worked in Quantity Survey or department on the construction of Lagos State water corporation head office at Ijora 7 Storey office block.HOBBIESSinging, praying and swimmingREFEREESEngr Yinka Adewuyi: PRINCIPAL PARTNER Dina Emms Partnership 7, Adewuyi Street, Opebi, Ikeja Tel: 01-7740292, 08034087847 Moris Fatterrelli (phD) PROJECT MANAGER Cappa & D’Alberto PLC 32 Cambell Street, Race Course Lagos, Island. Tel: 08022249450PROF K .T ODUSAMI DEPARTMENT OF BUILDING University of Lagos, Akoka Yaba Lagos 08023180822 [email protected]
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Fidelity Bank Commences Disbursement of FGN MSME Intervention Funds

……Reaffirms Support for Women Entrepreneurs
Tier One Lender, Fidelity Bank Plc, has commenced the disbursement of the Federal Government of Nigeria’s (FGN) MSME Intervention Funds, administered by the Bank of Industry (BOI), to qualified SMES with a strategic focus on empowering women-owned businesses across the country.
The FGN MSME Intervention Fund is designed to provide accessible financing to micro, small, and medium enterprises (MSMEs) across all 36 states of the federation.
The intervention aligns with Fidelity Bank’s commitment to inclusive economic growth and its long-standing support for Nigeria’s SME sector. In this phase of the disbursement, the bank is prioritizing women entrepreneurs, reinforcing its belief in the catalytic role of women-led enterprises in driving sustainable development and job creation.
Speaking on the development, Osita Ede, Divisional Head, Product Development at Fidelity Bank Plc, said, “As a bank deeply committed to the growth of SMEs, we are proud to partner with the Federal Government and the Bank of Industry on this critical intervention. For this phase, we are placing women at the forefront because we recognize their resilience, innovation, and pivotal contributions to wealth creation and employment generation in Nigeria.”
Fidelity Bank has also put in place a robust structure to ensure seamless onboarding and fund disbursement. Leveraging its nationwide branch network, digital banking platforms, and experienced relationship managers, the bank is poised to reach and support entrepreneurs across urban and rural communities.
The bank’s emergence as a critical player in the disbursement of the FGN MSME intervention Fund strongly aligns with its ongoing initiatives as the leading supporter of SMEs in Nigeria. Recently, the Fidelity SME Empowerment Programme (FSEP) was launched at its Gbagada SME Hub in Lagos.
This flagship initiative provided 100 growth-ready SMEs with ERPRev-enabled POS systems, business software, receipt printers, barcode scanners, inventory support, bookkeeping and branding training, three-day masterclasses, and six months of post-installation monitoring—all at no cost.
Earlier in May 2025, Fidelity Bank also signed an MoU with SMEDAN, Nigeria’s Small and Medium Enterprises Development Agency, to deliver SME-friendly low-interest financing, capacity-building support, and market access for SMEs referred under the agreement.
“Our vision goes beyond financing. We are building an ecosystem of support for SMEs by offering capacity-building programs, mentorship opportunities, and market access. Women entrepreneurs, in particular, will benefit from a larger share of the fund as part of our broader strategy to promote gender inclusion,”Ede added.
The FGN MSME Intervention Fund will further advance the bank’s commitment to empowering small and medium-sized enterprises by expanding access to affordable financing and strategic support. Through this fund, Fidelity Bank aims to deepen its impact on Nigeria’s MSME ecosystem, fostering sustainable growth, job creation, and economic resilience across the country.
Ranked among the best banks in Nigeria, Fidelity Bank Plc is a full-fledged Commercial Deposit Money Bank serving over 9.1 million customers through digital banking channels, its 255 business offices in Nigeria and United Kingdom subsidiary, FidBank UK Limited.
The Bank is the recipient of multiple local and international Awards, including the 2024 Excellence in Digital Transformation & MSME Banking Award by BusinessDay Banks and Financial Institutions (BAFI) Awards; the 2024 Most Innovative Mobile Banking Application award for its Fidelity Mobile App by Global Business Outlook, and the 2024 Most Innovative Investment Banking Service Provider award by Global Brands Magazine.
Additionally, the Bank was recognized as the Best Bank for SMEs in Nigeria by the Euromoney Awards for Excellence and as the Export Financing Bank of the Year by the BusinessDay Banks and Financial Institutions (BAFI) Awards.
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Access Holdings and Coronation on Group Unite to Champion Landmark Nigerian Art Exhibition on at Tate Modern

Access Holdings Plc and Coronation on Group Ltd, under the leadership of Chairman Aigboje Aig-Imoukhuede CFR, are proud to announce their joint support of Nigerian Modernism, the “rst major UK exhibition on to trace the trajectory of modern art in Nigeria. Opening at Tate Modern in London this October, the exhibition brings together over 250 works from more than 50 artists, spotlights ng Nigeria’s extraordinary arsc legacy from the 1940s to the turn of the century. This uniquely curated exhibion places Nigeria’s creave legacy “rmly at the centre of global art history.For the two “nancial instuons, this partnership represents more than corporate patronage. It is a strategic investment in cultural restoraon and identy. By acvely supporng Nigerian Modernism, Access Holdings and Coronaon Group rea7rm their belief that Africa’s future will be shaped not only by innovaon in boardrooms and markets, but by imaginaon in studios, classrooms and museums.Aigboje Aig-Imoukhuede CFR, Chairman of both instuons and a Member of Tate Modern’s Internaonal Council, brings a deeply personal commitment to this cause as one of Africa’s foremost patrons of the arts.“The modernist movement in Nigeria tells a story not just of art, but of the cultural awakening of a people who, even in mes of transon and turmoil, used creavity to assert dignity above circumstance and retain their authenc cultural identy,” he said.This commitment re:ects Mr. Aig-Imoukhuede’s philanthropic vision to build enduring African instuons. For him, culture is not separate from progress, rather central to it.
He explains that through this partnership with Tate, Access Holdings and Coronaon Group are helping to democrase access to African art, ensuring it is seen, studied and celebrated by the world. “This is how we inspire the next generaon. Not just of arsts, but of Africans who know that our stories ma;er and their voices are heard throughout history. I believe we all carry a sacred duty to protect and share our cultural legacy. The stories told by the artworks are living testaments to our ingenuity and global contribuon as Africans in the modern world,” he said.Tate Modern Director, Karin Hindsbo, said “This landmark exhibion is a powerful celebraon of the arsts who shaped a powerful vision of African Modernism. It brings long-overdue internaonal a;enon to their work and tells a visual story of cultural innovaon and exchange. We’re thrilled to be presenng this show at Tate Modern and to share the richness of Nigeria’s arsc legacy with audiences here in the UK and around the world.”Mr. Aig-Imoukhuede calls Nigerians everywhere, whether at home or part of the country’s vast and vibrant diaspora, to celebrate Nigerian Modernism as a cultural homecoming and a catalyst for conversaons that challenge outdated narraves.“The power of art transcends borders, connecng hearts and minds to inspire and drive change. This exhibion reminds us to reconnect with our roots and invites the world to see us through our own lens: rich, diverse and unapologecally African,” said Mr. Aig-Imoukhuede
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GTCO Plc Releases 2025 Half Year Audited Results ……. Reports Profit Before Tax of ₦600.9billion

Guaranty Trust Holding Company Plc (“GTCO” or the “Group”) has released its Audited Consolidated and Separate Financial Statements for the period ended June 30, 2025, to the Nigerian Exchange Group (NGX) and London Stock Exchange (LSE). The Group recorded profit before tax of 600.9billion on the back of strong performance on core earning lines₦ of interest income and fee income, which grew y-o-y by 31.5% and 33.0%, respectively. The strong core-earning performance doused the impact of the 493.01bn fair value gains recognised in H1-2024 which did not₦ recur in H1-2025, thereby narrowing y-o-y dip in PBT to 40%.The Group recorded growth across all its asset lines and continues to maintain a well-structured, de-risked, and diversified balance sheet in all the jurisdictions wherein it operates a Banking franchise, as well as across its Payments, Pension and Funds Management business verticals. Total assets and shareholders’ funds closed at 16.7trillion and 3.0trillion, respectively. Capital Adequacy Ratio (CAR) remained very robust and strong,₦ ₦ closing at 36.2%. Asset quality also improved as evidenced by IFRS 9 Stage 3 Loans which closed at 3.2% at Bank level and 4.5% % at Group in H1-2025 (Bank -3.5% (Group- 5.2% in December 2024) and Cost of Risk (COR) improved to 1.7% from 4.9% in December 2024. In specific term, the Group’s loan book (net) grew by 20.5% from 2.79trillion position of December 2024 to₦ 3.36trillion in June 2025. Similarly, deposit liabilities grew by 16.6% from 10.40trillion to 12.13trillion during₦ ₦ ₦ the same period. The Board approved an interim dividend of 1.00 per share for H1-2025.₦Commenting on the results, the Group Chief Executive Officer of Guaranty Trust Holding Company Plc, Mr. Segun Agbaje, said: “Our half year performance reflects the strength of our core business and the progress we are making in building a truly diversified financial services ecosystem. Beyond the extraordinary one-off gains of last year, we are now driving sustainable growth with recurring earnings that highlight the resilience and scalability of our model. A key driver of this momentum is our continued investment in technology, particularly the comprehensive upgrade of our core banking systems, which is already delivering stronger uptime, greater efficiency, and increased capacity to scale as our customer base grows.”He added: “Across Banking, Funds Management, Pension, and Payments, we are leveraging a fully de-risked balance sheet to reinforce our market position while maintaining strategic flexibility for growth. This foundation positions us to take advantage of emerging opportunities and deliver lasting value for all stakeholders.”Overall, the Group continues to post one of the best metrics in the Nigerian Financial Services industry in terms of key financial ratios i.e., Pre-Tax Return on Equity (ROAE) of 60.4%, Pre-Tax Return on Assets (ROAA) of 10.6%, Capital Adequacy Ratio (CAR) of 36.2% and Cost to Income ratio of 30.1%. Guaranty Trust Holding Company Plc (GTCO Plc) is a leading financial services group with operations across Africa and the United Kingdom. Renowned for its strong corporate governance, innovative financial solutions, and customer-centric approach, GTCO Plc provides a wide range of banking and non-banking services including payments, funds management, and pension fund administration. The Group is committed to delivering long-term value to stakeholders while driving growth and development across its markets.
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